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With all the recent disasters here in the U.S., the American Society of Appraisers (ASA) cautions that “should your home be damaged by flood, fire, or earthquake, you might not be able to save your valuable items, but you may be able to replace them if properly documented.” Donna Walker of the ASA stated, “Appraisals are as important as wills. They help people prove the exact worth of a piece of property. An appraisal performed by a certified appraiser will stand up in court, with the IRS, or the insurance company if need be.”
When looking for an appraiser, the ASA recommends the following: Hire an accredited appraiser that has years of training and experience; Ask for references from former clients; Don’t use an appraiser that offers to buy the item or charges a percentage of the value (this is a conflict of interest); Tell the appraiser everything you know about the item, it will help them with the research and the marketplace; Insure you receive a written report describing the item, the reasons for the assignment of value and which type of valuation was conducted, replacement value, fair market value or market value.